PRISM has recently shared — and will continue to share this week — several program-related communications that are best reviewed together and in context as members prepare for upcoming renewals.
Earlier in December, members received detailed information outlining approved rating methodology and premium allocation changes for the EWC and GL1 Programs, effective with the 2026/27 renewal and phased in over multiple years. This week, members will receive Version 2 of their 2026/27 Premium Estimates, which will incorporate updated exposure, losses, experience modifications factors, pool rates, and the continued phase-in of those approved rating changes. These will be posted to “My Entity Documents” on the PRISM website for all County members by the end of the week and will be received directly from your Alliant Brokers for all Public Entity members.
In addition, PRISM has begun issuing State of the Market updates by program. A market update for the Excess Workers’ Compensation (EWC) Program was distributed this week, with similar updates for the Property and Liability Programs forthcoming. These communications provide broader industry context, including cost drivers, severity trends, and market pressures that are influencing program pricing and underwriting decisions across the public sector risk landscape.
Taken together, we hope these communications help you better understand:
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How approved rating methodology changes are being applied over time
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How your premium estimates may change between versions
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How broader market and loss trends are impacting program costs
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What you can do to manage your risk
We encourage members to review these materials collectively and to reach out to PRISM staff or their Alliant broker with any questions as they evaluate their renewal information.