Attention: The pollution policy is written on a claims made basis. Any known claims and all known incidents that could lead to a claim must be reported to the company during the policy period in order for coverage to apply. A retroactive date of July 1st, 2021 will apply for legionella, mold, restoration costs, and sewage backup claims (new conditions coverage only). This means that the renewal policy will provide coverage for these claims that occurred after July 1st, 2021 and going forward, however if there are known claims in these areas, it's best to report before June 30th, 2023 to utilize expiring limits. 

A retroactive date of July 1st, 2023 will apply to Contractors Environmental Legal Liability (CELL); Contractor’s Pollution/incidents on 3rd party sites, and Products Pollution (i.e.: contaminated water). The renewal policy will not provide coverage for CELL or Products Pollution Claims that occurred prior to July 1st, 2023. Members should report any claims pertaining to these coverages immediately and no later than the expiration of June 30th, 2023, and cc Alliant representative akbar.sharif@alliant.com. If we continue with Ironshore, this retroactive date will reflect the policy inception date every year.